No delays. No Nonsense. We make getting a mortgage loan FAST and EASY!
Isn't it great how you can go to a car dealership, test drive a few cars, pick out the one you want, and drive it home that same day? You can't do that with a new house.
You need someone on your side when you're buying a home. Someone who makes sure you aren't doing paperwork you don't have to do. Who speeds up some of the steps you can't avoid. You need a "blocker," clearing the way of obstacles as you head toward your goal.
That's where we come in! Here you'll find out how we make the process of qualifying, applying, and getting approved for a mortgage loan simpler than you ever imagined.
When you've picked out your dream home, the paperwork and hoops to jump through with disclosures, appraisals, inspections, title insurance, escrow, notaries and more can be overwhelming.
Many people think their real estate agent will help them through a confusing mortgage process. Your real estate agent is looking out for you, no question about it. But it's your mortgage lender who choreographs almost all of those steps and all that paperwork.
We have in-house underwriting and can close loans FAST! We can't snap our fingers and make buying a home like buying a car, but we can make it easier and smoother. And we do!
Electronic filing of most required documents means it gets there faster and you get a decision faster. We've cut down on duplicated information, too -- give it to us once, our systems "remember" it so we don't ask again! And beyond our state-of-the-art technology, we have good old fashioned expertise in mortgage brokerage. We know the ins and outs. We do the heavy lifting for you -- saving you time and aggravation.
As a Mortgage Banker and a Broker we have access to all of the BEST interest rates and loan programs available through some of the country's largest and most well respected lenders. We offer IHFA, FHA, VA, RD, conventional, agricultural, private money, and commercial loans.
Our team of experienced financing specialists are eager to help you obtain the best loan possible for your unique situation.
Randall has been helping individuals, families, and investors make sound financial decisions since 1999. His goal is to personally help each and every client make the best, most informed mortgage financing decision possible. He helps people customize a comprehensive financing plan to best suit their unique individual needs. Whether you are buying your first home, investment property, vacation property, or a commercial building, Randall can help you make the best decision about financing.
He has a B.S. in Business Management and Communication and a Master's Degree in Public Administration with an emphasis in Budgeting and Financial Management. He is a proud veteran of the U.S. Army, Army Reserves, Army National Guard, and the U.S. Air Force. He is a life member of the Disabled American Veterans (DAV), Boise Valley POW/MIA, and the American Legion. He believes in continuous professional education an is a member of both the National Association of Mortgage Brokers (NAMB) and the Idaho Association of Mortgage Brokers (IAMB).
Randall and his team of professionals look forward to helping you make sound financial decisions. Please feel free to call any time at 208-599-1418 with any questions that you may have
We invite you to navigate our website to learn how we make getting a loan easier and faster!